Payment Processing

The Rapid payment processing engine is designed to help your company process a variety of digital transactions including: Direct Deposit, Payroll Cards, Prepaid Debit Cards, Wire Transfers, Mobile Payments, Structured Payments, and E-Checks. We put no limitations on how you choose to move your funds.

Electronic payments

Connections to consumers

Expansion of market

Consumer loyalty to our members

Secure debit transactions

Risk reduction via identity validation

Superior Level of Payment Control

When it comes to prepaid debit cards, as the processor, we control if the cards are PIN based, signature based, or both. Your cards will work on the Pulse and Maestro Networks, as well as everywhere Visa and MasterCard are accepted. Should you decide to use prepaid debit cards as one of your forms of disbursement, we can help you decide on open-loop or closed-loop programs depending on your circumstances.

Payments in Real-Time

Everything on the Rapid technology platform is done in real time. When transactions are requested by a cardholder, our system will verify the PIN, verify that the card has not expired, verify that the card remains active, and verify that sufficient balances remain to authorize the transaction.


The transaction is then routed through our card management system and the Interchange Network and settled accordingly. Having the program management tools and the processing engine linked together provides our client partners with piece of mind that their payment network transactions are securely logged and expertly tracked.