Our virtual account and card programs developed for Non-Profits allow organizations and cardholders instant access to their funds from ATMs and stores where MasterCard is accepted. The program creates a user friendly environment, that gives cardholders and administrators the ease and convenience of 24/7 access to their account in a secure, real-time environment. It removes the hassles, costs, and inconveniences that go along with writing checks. Card pricing, features, functions, and terms and conditions are available anytime online for cardholders, along with how to use their new card and how to avoid fees.

Step 1

Card is sent to individual to receive funds

Step 2

Organization loads value to virtual account

Step 3

Funds available immediately to cardholders

Step 4

Real-time reporting for card activity

The Problem

Adoption Agencies would continually run into issues when needing to get funds to birth mothers located across the country. The agencies would have to ether go purchase a generic gift card, load funds to the card and then ship that to the birth mother. The other option was to send money via wire or money gram. Both of these option are costly and time consuming. Once these funds were sent, there was no tracking or reports to make sure the money was being spent for the right purpose.

The Solution

Market researchers estimate the cost of issuing paper checks to be nearly $10 per check. Contrast that with the roughly $1 per transaction for electronic payments (ACH). Labor costs comprise the largest expense incurred from in-house payment operations. But there are also costs for materials like printers and envelope stuffing and sealing machines; postage; and supplies, including highly secure check stock, MICR toner, and envelopes. Businesses will also pay bank fees and incremental charges for fraud protection, such as positive pay, check reconciliation services, and retrieval of transaction history and check images.

Andrea Jenkins – Heart to Heart

“Before using Rapid, we spent a lot of time going to the bank getting cash and filling out reimbursement forms. Many payroll hours were spent sending MoneyGrams or Western Union to our clients out-of-state and taking cash to in-state clients many times during the week. Since we started using Rapid, we have been able to track expenses more accurately, found a reliable way to help with our client’s expenses, (especially on weekends and after hours) and almost eliminated outside costs and fees to send money. Having a way to control cash has also been a huge advantage! ”

Stop Writing Checks!

Our card and account programs are a proven method in saving time and money.


Cards Can be Loaded Right in Your Office

Able to Reverse Funds on Cards

24/7 Online Tracking of Cards

Online Monitoring of All Transactions

Eliminates Check Writing

Eliminates Trips to the Bank

Eliminates Lost or Stolen Cards

Unlimited Debit Card Loads


Able to Track Spending on All Cards

24/7 Access to All Card Account Information

Protects Your Financial Information

Saves You Time and Money

Instant Access to Funds

Lost Cards Can be Easily Replaced

Able to Load or Reverse Funds 24/7

Eliminates Trips to Bank and Post Office

Save time and money by starting your program today!